Secure 2.0 Roth Catch-Up: What You Need to Know for Payroll
Secure 2.0’s Roth Catch-Up requirements take effect on January 1, 2026, introducing new compliance rules for plans with Highly Paid Individuals. To help you prepare, Strongpay hosted a webinar led by our Vice President, Rob Ruff.
This webinar covers:
A clear overview of the SECURE 2.0 Roth catch-up requirement
How Highly Paid Individuals (HPIs) are identified using FICA wage and age thresholds
What happens when an employee reaches the 402(g) limit
How Roth catch-up works for employees already contributing on a Roth basis
Real-world payroll scenarios and compliance examples
What employers should be doing now to prepare for 2026
How Strongpay ensures system-wide compliance
You’ll gain a practical understanding of what’s changing, who is affected, and how the new rules operate in real payroll and retirement plan workflows—including how Strongpay automatically identifies HPIs and processes catch-up deferrals for a smooth, compliant transition.